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Rules & Typologies
Beyond Compliance
DEMO
DEMO ENVIRONMENT

Rules & Typologies

Bank-grade detection rules and mule typology definitions

System Rules
24
User Rules
0
AI Suggestions
0
Typologies
16
High-Risk Corridor Transfer
System
Active
high
transaction

Detects transfers to FATF high-risk jurisdictions

Risk Score
+28
Threshold
5000
Period
168h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
VPN/Proxy Usage Detection
System
Active
medium
session

Detects VPN or proxy usage from high-risk jurisdictions

Risk Score
+20
Threshold
1
Period
24h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Geographic Anomaly Detection
System
Active
medium
session

Identifies impossible travel or high-risk location access

Risk Score
+22
Threshold
3
Period
24h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
SIM Swap with Immediate Transaction
System
Active
critical
session

Detects financial transactions following SIM swap events

Risk Score
+40
Threshold
5000
Period
48h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Sleeper Mule
IP Address Sharing Pattern
System
Active
medium
session

Detects IP addresses used by multiple accounts indicating mule rings

Risk Score
+25
Threshold
5
Period
168h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Device Fingerprint Reuse
System
Active
high
session

Identifies device fingerprints used across multiple accounts

Risk Score
+30
Threshold
3
Period
720h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
IP Address Sharing Pattern
System
Active
medium
session

Detects IP addresses used by multiple accounts indicating mule rings

Risk Score
+25
Threshold
5
Period
168h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
New Beneficiary Burst Transfer
System
Active
critical
transaction

Detects large transfers to newly added beneficiaries

Risk Score
+38
Threshold
10000
Period
24h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Rapid Movement Mule
Device Fingerprint Reuse
System
Active
high
session

Identifies device fingerprints used across multiple accounts

Risk Score
+30
Threshold
3
Period
720h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
New Beneficiary Burst Transfer
System
Active
critical
transaction

Detects large transfers to newly added beneficiaries

Risk Score
+38
Threshold
10000
Period
24h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Rapid Movement Mule
Rapid Fund Movement Chain
System
Active
high
network

Identifies funds moving through multiple accounts in rapid succession

Risk Score
+33
Threshold
3
Period
6h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Rapid Movement Mule
Rapid Fund Movement Chain
System
Active
high
network

Identifies funds moving through multiple accounts in rapid succession

Risk Score
+33
Threshold
3
Period
6h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Rapid Movement Mule
Sleeper Account Activation
System
Active
high
account

Detects dormant accounts suddenly reactivating with high-value transactions

Risk Score
+32
Threshold
5000
Period
2160h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Sleeper Mule
Sleeper Account Activation
System
Active
high
account

Detects dormant accounts suddenly reactivating with high-value transactions

Risk Score
+32
Threshold
5000
Period
2160h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Sleeper Mule
Geographic Cash-Out Anomaly
System
Active
high
transaction

Identifies withdrawals in unusual locations or multiple cities

Risk Score
+30
Threshold
3
Period
24h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Cash-Out Mule
Geographic Cash-Out Anomaly
System
Active
high
transaction

Identifies withdrawals in unusual locations or multiple cities

Risk Score
+30
Threshold
3
Period
24h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Cash-Out Mule
Cash-Out Detection - High ATM/POS Activity
System
Active
critical
transaction

Detects accounts with excessive ATM/POS withdrawals following deposits

Risk Score
+35
Threshold
80
Period
24h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Cash-Out Mule
Cash-Out Detection - High ATM/POS Activity
System
Active
critical
transaction

Detects accounts with excessive ATM/POS withdrawals following deposits

Risk Score
+35
Threshold
80
Period
24h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Cash-Out Mule
Structuring Detection - Just-Below Threshold
System
Active
high
transaction

Identifies transactions consistently just below reporting thresholds

Risk Score
+28
Threshold
3
Period
168h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Smurfing / Structuring Mule
Structuring Detection - Just-Below Threshold
System
Active
high
transaction

Identifies transactions consistently just below reporting thresholds

Risk Score
+28
Threshold
3
Period
168h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Smurfing / Structuring Mule
Smurfing Detection - Multiple Small Deposits
System
Active
high
transaction

Detects multiple small deposits from unique senders within 24 hours

Risk Score
+30
Threshold
5
Period
24h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Smurfing / Structuring Mule
Smurfing Detection - Multiple Small Deposits
System
Active
high
transaction

Detects multiple small deposits from unique senders within 24 hours

Risk Score
+30
Threshold
5
Period
24h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Smurfing / Structuring Mule
Pass-Through Pattern - Multiple Occurrences
System
Active
critical
account

Identifies accounts with repeated pass-through behavior over 7 days

Risk Score
+35
Threshold
3
Period
168h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Pass-Through Mule
Pass-Through Detection - Rapid Turnaround
System
Active
high
transaction

Detects accounts that receive and forward funds within 2 hours with high pass-through percentage

Risk Score
+25
Threshold
80
Period
2h
Created by service+e7586041-04a5-407a-a2cf-6bd6212a54eb@no-reply.base44.com
Pass-Through Mule
Sleeper Account Activation
Active
medium
account

Dormant account (>12 months inactivity) suddenly showing high volume activity

Risk Score
+15
Threshold
N/A
Period
8760h
Created by ldnsgnet@outlook.com
Sleeper Mule
SIM Swap Alert
Active
high
customer

SIM swap event detected for customer phone number

Risk Score
+25
Threshold
N/A
Period
0h
Created by ldnsgnet@outlook.com
Transaction Velocity Breach
Active
medium
velocity

Transaction count exceeds 3x the account's historical average

Risk Score
+15
Threshold
300
Period
720h
Created by ldnsgnet@outlook.com
Structuring Detection
Active
high
transaction

Identifies deposits structured to avoid $10,000 reporting threshold

Risk Score
+30
Threshold
9500
Period
24h
Created by ldnsgnet@outlook.com
Smurfing / Structuring Mule
Duplicate Ring Detection
Active
critical
network

Multiple accounts sharing device fingerprints, addresses, or contact information

Risk Score
+35
Threshold
N/A
Period
0h
Created by ldnsgnet@outlook.com
High Value International Transfer
Active
low
transaction

International wire transfer exceeding threshold amount

Risk Score
+10
Threshold
10000
Period
0h
Created by ldnsgnet@outlook.com
Pass-Through Pattern Detection
Active
high
account

Detects accounts where funds are received and transferred out within short timeframe with minimal balance retention

Risk Score
+25
Threshold
90
Period
168h
Created by ldnsgnet@outlook.com
Pass-Through Mule
Rapid Cash-Out
Active
high
transaction

Large cash withdrawals following electronic deposits within 48 hours

Risk Score
+20
Threshold
5000
Period
48h
Created by ldnsgnet@outlook.com
Cash-Out Mule
VPN/Proxy Onboarding
Active
medium
customer

Account opened from known VPN, proxy, or datacenter IP address

Risk Score
+20
Threshold
N/A
Period
0h
Created by ldnsgnet@outlook.com